The Fed Can Make C&I Loans

http://www.bloomberg.com/video/yellen-has-innocently-created-a-liquidity-trap-chris-whalen-Gt0QMqcwSZu~MBNIK2SFDQ.html

Yes the Fed can make C&I loans; but should they are should the voters or government leaders make such loans? Or should the banks start sending profit checks directly to the land owners or citizens of the United States?