Biden Wants to Shut Down Credit Bureaus – What Would That Mean for You?

 https://www.yahoo.com/finance/news/biden-wants-shut-down-credit-195528426.html

https://en.wikipedia.org/wiki/Demos_(U.S._think_tank)

*public-private partnership possible instead of totally private or totally public credit bureaus? Is it a constitutional right to keep private records of creditworthiness?