Oil Up = less defaults due to production

http://www.bloomberg.com/news/articles/2016-04-12/wells-fargo-rises-to-top-oil-bank-with-flawed-bets-on-collateral

As of 4/12/2016, oil per barrel has price spiked up to over $40.

http://www.bloomberg.com/news/articles/2016-04-12/this-device-could-provide-a-third-of-america-s-power