Pictures of banking mathematics for a perfect non-profit fiat banking system that people can cash into via government systems. (Pics are scrambled.) Instead of the IRS* as the runaround and many different layers of paperwork. Why not tax loans and equity transfers? Because this would mock the dark and cause a tizzy with Rome, the Israelites, and many other creeps in the universe instead of that humanity can handle its own shit and run things with God as a great adviser with money (but would it really be God or the Antichrist?) In the end that is quite the mockery of the war between the light and the dark.
*note that the IRS would still be in effect enforcing the tax code where congress deems it. It just might not have the enforcement of taking people's incomes, but rather people's lending capacity via banking and lending officials. In other words: individuals would not have to deal with the IRS, just the banks and lending facility operators would.



Here are the "blackboard" pics (primarily economics in nature):

I = PC + PS +Pl has a typo. Pl is suppose to be negative
Result is I = PC + PS - Pl limit time to zero

Where defined as not listed above:

MC =  marginal cost curve

Y/V = M/P --> from MV = PY or money supply times velocity of that money equals nominal Gross Domestic Product

M/P = BY/((1+a)*r) + NW/((1+a)*P --> B = labor beta of Douglass-Cobb Function times GDP divided by 1 plus alpha of growth constant to Consumption of GDP times the real interest rate PLUS net-worth divided by the price level times (1 plus alpha)

Greek symbol for Pi is for profits where upside down pi is for inflation

The trick is to get velocity of money for nominal GDP to be equal to the natural equilibrium of any profit banking system. However, as the goal is non-profit banking; any banking profits can be returned to the bank users and deemed fit whee applicable for their lives. For example, instead of the Federal Reserve handing over profits to the federal government, it should instead write checks for bonds and indenture that are on its books to obsolete debt that America has; OR write checks and deliver to all households and/or citizens; OR write checks to those who have residency; OR write checks to all households to maximize its inflation target and will reduce unemployment anyway.

AD = Aggregate demand includes GDP as equal to consumption + investment + net exports + government spending
AS = aggregate supply includes GDP from an income side of the equation pertaining to a function of k = capital, l = labor, tn = technology, inst = institutional structure

Greek symbol mu = real interest rate
greek symbol alpha = willing riskiness (not the same alpha as stated in above pics as related to velocity formula.
greek sigma = standard deviation, unless squared then is variance (statistical terms on historical performance)

confidence formula (basic and non-dynamic) forms a parabola (conic) function); in subsequent postings I will be able to provide a conjecture that this function is tangent to the markowitz bullet and that the markowitz bullet function wants to be at equilibrium with this function and the capital allocation line in 3 to 5 year time rotation increments. Along with Generally Accepted Accounting Principals and Strategic Asset Allocation via a weighted distribution and market portfolio, any nation and plant's economy can balance the business environment swings and divestment from its shores. This should be accompanied with debt forgiveness plans and inverse debt payments*.

*inverse debt payments is the lender only taking what is needed to maximize the utility of the land, environment, labor training utility, and community's happiness while maintaining non-profit status with marginal or moderate firm's larbor costs (10% to 25% of median bea.gov labor cost estimate.)

Debt forgiveness can be a subset of economic study and can be related to our modern conundrum of basis costs and labor training costs. Real Estate as a cost is only the value based on death (as it relates to wills and estate law) or sequence of goods and formalities related to deprecation of the buildings and finite land structure that is zoned according to demand (even then people do have a high substitute for living conditions as long as there is money, property, and security involved. Therefore real estate values should be targeted for market clearing via mortgage debt relief strategies via non-profits.) [More on non-profit corporate strategy to maximize social utility of basic needs; as if it is akin to government, but utilizes anti-debt structures.]

Out of these Gordian Knot of economic equations, we are going to find the natural monopoly structure of society and it's corresponding dead weight loss or profit. (Yes dead weight profit is real when there is a negative real labor expense for the sake of positive net worth labor balance. This is seen as the velocity equation below (see pic below):

For the velocity times money equation [r/beta]*[MPC/beta minus net worth/money] the primary equation part to look at is how net worth is negative related to the marginal propensity to consume (MPC). As wealth is built up (signified by net worth) it can subtract from the will of the labor beta and reduce the burden of how the marginal propensity to consume can be of the larger economy; therefore, building wealth is important to reducing how others view how income is distributed in GDP.
Also notice how interest rates (real interest rate r) is a proof of how lower interest rates can increase how labor or nominal GDP can be maximized (maybe both as it is a multiplier.) The formula for proof of this is (PY*B)/r = rest of velocity equation above in pic.

As per note in the above pic; banks and investors are in a consumption conundrum! This is what many economies of the earth require to reconcile with agregate demand, aggregate utility, and aggregate political consensus with moral and spiritual intention (note all involving the economic definition of 'utility.')

Note that there is quite a bit of jargon and notation with these equations. The best we can do is just be a guesstimator for economic growth.
GDP is new items created. It is OK for us to have 1*10^15 dollars (or more) worth of wealth because the values are subjective to the utility of human consumption. And such values might reflect the values of GDP minus depreciation over the years of production and consumption. Some items counted as consumption are also hidden investments as consumers also create businesses in the process.