https://www.forbes.com/sites/billybambrough/2020/05/03/donald-trump-and-the-fed-could-be-about-to-destroy-the-us-banking-system/
Just do a Universal Basic Income. It is better than negative interest rates; as it doe snot piss-off the savers of cash AND it helps out the younger generations' startups up to innovation and investments in business.
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